Αντιμετωπίζοντας την υπερχρέωση των νοικοκυριών (22/11/2012)

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EUROPEAN CONFERENCE THURSDAY, 22 NOVEMBER 2012

Πέμπτη 22 November 2012
ΞΕΝΟΔΟΧΕΙΟ ΤΙΤΑΝΙΑ, ΑΘΗΝΑ
Ώρα  09:30 – 18:30

9.30h Opening
 Hans Grohs, ECDN (Austria),
 Eleni Alevritou, EKPIZO (Greece),
 Panagiota Kalapotharakou, Pan-Hellenic  Federation of Consumer Associations- PAREMVASI (Greece),
 Athanasios  Skordas, Deputy Minister, Ministry of Development, Competitiveness, Infrastructures, Transportation and Networks  (to be confirmed)
 Greek Local authority representative (name to be confirmed)
 Hans Dubois, Eurofound (Ireland).
 Key note lectures:
 
Start at the root… Interview and panel discussion. The personal story from overindebted person (2 persons who became over-indebted for different reasons – names to be confirmed).

What are the causes of overindebtedness? Unemployment and its influence on overindebtedness. Also drawing on the Eurofound reports and results from European Quality of Life Survey 2011 (new data e.g. on informal loans). Hans Dubois, Eurofound

 
 Discussion, 4 panelist
– Dimitris Spirakos, Lawyer , Expert in consumer protection law
– (name to be confirmed)
– (name to be confirmed)
– (name to be confirmed)
 
12:30 Lunch

13:30 How do media report on overindebtedness in different countries?
Posters presentations and exchanging.
Start of parallel workshops on good practices exchange
Each panel (WS1, WS2, WS3) is led by 1 moderator, and supported by 4 persons giving input (5 minute presentations, with two or three very specific, realistic and balanced ideas for EU/national level policy to tackle household over-indebtedness), and 1 rapporteur.
WS1. Prevention.
Moderator: Tamara Madern NIBUD (Netherlands) (ECDN Working Group 1)
Input 1: Dieter Korczak GP Forchungsgruppe
Input 2: Michael Mulhall from www.MyBudget.ie
Input 3: Annik Lambert (European Mortgage Federation) (to be confirmed)
Input 4: Herpai Balázs (Hungarian Ministry) (to be confirmed)
Input 5: Celia Tsekeris, Pan-Hellenic  Federation of Consumer Associations – PAREMVASI (Greece)
Rapporteur: (to be confirmed)
WS2. Debt advice.
Moderator: Olivier Jerusalmy RFA (Belgium)
Input 1: Albert Luten NIBUD (Netherlands) On the repayment capacity and reference budgets
Input 2: (name to be confirmed)
Input 3: Kornel Tinguely (Federation of European National Collecting Associations) (to be confirmed)
Input 4: Anikó Bernát (TARKI Social Research Institute) (Hungary)
Rapporteur: Constantinos Dagos –  Pan-Hellenic  Federation of Consumer Associations – PAREMVASI (Greece)
WS3. Consumer bankruptcy and debt settlement procedures.
Moderator: Melina Mouzouraki (ECDN Working Group 2) (Greece) (to be confirmed)
Input 1: Victor Tsiafoutis EKPIZO (Greece)
Input 2: Catarina Frade (Coimbra University) (Portugal)
Input 3: Johanna Niemi-Kiesilainen (Helsinki University) (Finland) (to be confirmed)
Input 4: (name to be confirmed)
Rapporteur: Person from ECDN Working Group 2. (to be confirmed)
Plenary session: What can be done to tackle overindebtedness and to better address its consequences? (three 15-minute presentations by rapporteurs)
Recommendations of the workshop 1 on “Prevention”
Recommendations of the workshop 2 on “Alleviation/Debt advice”
Recommendations of the workshop 3 on “Consumer bankruptcy and debt settlement procedures”
Discussion, panel from
European Parliament (name to be confirmed)
ECDN (name to be confirmed)
Greek national authorities:
• George Stergiou, Secretary General for Consumer Affairs, Greece
• Greek Local authority representative (name to be confirmed)
18:15-18:30 Closure and next steps

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